Programs

REACH HOME Program

REACH CHDO Programs

Eligible clients may receive a second mortgage loan for up to $15,000 to be used for down payment and closing costs to purchase homes in Fayette County. In addition to financial assistance, this program includes credit, budgeting and homeownership counseling.

Through these programs, REACH can assist eligible clients in purchasing rehabilitated or newly constructed homes in Fayette County, as well as Anderson, Bourbon, Clark, Franklin, Garrard, Harrison, Jessamine, Madison, Mercer, Montgomery, Scott and Woodford counties.  Clients may be eligible to receive a forgivable second mortgage up to $20,000 to be used for down payment and closing costs.

Employer Assisted Housing - Live Where You Work

Information on employers providing down payment and closing cost assistance. Current employers are University of Kentucky, Lexington-Fayette Urban County Government, and Samaritan Hospital.

Budget, Credit and Homeownership Education

REACH offers financial, credit and housing counseling that includes budgeting, credit repair and general homeownership education on subjects like home maintenance, buying a home and the mortgage loan process. Counseling includes individual and group sessions and is available to participants in our down payment assistance programs as well as the general public.

Fresh Start Program

The program is designed to help persons who are denied checking accounts because of negative histories with the CHEX System. The REACH counselor will determine a course of action to correct the situation and work with the client to re-establish account privileges. Clients who complete the program will be issued a certificate of completion to be presented at a participating bank to open a new account.

First African Kanisa Apartments

REACH was a co-developer of the First African Kanisa Apartments.  The 59-unit development in Lexington, Kentucky, provides affordable rental housing for low-income senior citizens.  For more information, please call (859) 389-9784.

Section 8 to Homeownership Program

Call for information on the Section 8 Program.

In Bourbon County, call Phyllis Robinson at (859) 987-2108.

In Clark, Jessamine, Montgomery, Anderson, and Woodford Counties, call Robin Perkins at KY Housing Corporation (800) 633-8896.

In Fayette County, call the Lexington-Fayette Urban County Housing Authority at (859) 281-5060.