REACH Home Program

The REACH Home Program assists people who want to purchase homes in Fayette County.

Through the program, you may be eligible for a forgivable, no-interest or low-interest loan of $15,000 to be used for down payment and closing costs. The homes can be located anywhere in Fayette County and are chosen by the clients, not by REACH.

To be eligible for the REACH HOME Program:

1. You must be a Fayette County resident for at least one year prior to purchasing a home.
2. You cannot have owned a home within the last three years, unless you are a displaced homemaker.
3. You cannot have filed bankruptcy in the last two years. If you have filed bankruptcy, it must be discharged for two years prior to purchasing a home.
4. You must meet the debt-income ratio of 33%-41%.
5. You must be below the maximum income limit for your family size.
6. You will need a minimum of $500 of personal money for your part of the bank closing costs.

See income limits
See the Steps to Homeownership