About Us

Our vision is to help low- to moderate-income families obtain affordable housing and become financially self-sufficient. Reach accomplishes this by providing budget, credit, and homeownership education as well as down payment and closing cost assistance.

See our Board of Directors

Our History

REACH, Inc., is a consortium of organizations that were established in 1995 to help the low- to moderate-income families and individuals of Central Kentucky become first-time home buyers. REACH provides budget, credit, and homeownership education to help clients become financially self-sufficient as well as financial assistance with down payment and closing costs.

The 501(3) agency started with a staff of one administering a single program to assist families and individuals with incomes at or below 80 percent of the area median income in Fayette County, Kentucky. REACH currently has a staff of ten and administers several programs to assist people who want to purchase homes in an 13-county area that includes Fayette, Bourbon, Clark, Garrard, Harrison, Jessamine, Madison, Mercer, Anderson, Franklin, Montgomery, Scott and Woodford counties.

The agency's objectives are:

• To assist low- and moderate-income families and individuals in purchasing their first homes.
• To serve as a resource for all parties (i.e., borrowers, lenders, agencies) interested in the financing of affordable housing for low- to moderate-income families.
• To offer budget, credit and home ownership education to assist clients in becoming financially self-sufficient and prepared for homeownership.
• To assist and coordinate the financing efforts of local lenders through credit referrals, loan participation and government projects and programs.
• To help lenders develop and coordinate outreach programs to work with individuals who are not yet "mortgage ready."